I could be wrong but I think these are prepaid, not paid on delivery…

They specified 1 significant figure — at that level it’s the same.

This is the same argument used for blaming the cost of college on government loans for education, for $$$ housing prices in cities that offer low income subsidies, for food prices due to food stamps…

That’s because you’re thinking of trucks used first and foremost for heavy duty “truck stuff.” That is not the only market for trucks, at least in the US: https://www.thedrive.com/news/26907/you-dont-need-a-full-size-pickup-truck-you-need-a-cowboy-costume

According to Edwards’ data, 75 percent of truck owners use their truck for towing one time a year or less (meaning, never). Nearly 70 percent of truck owners go off-road one time a year or less. And a full 35 percent of truck owners use their truck for hauling—putting something in the bed, its ostensible raison d’être—once a year or less.

0-60mph is mostly deprecated these days in favor of 0-62mph, which just so happens to be the same as 0-100km/h — what a coincidence!

CC “debt” that’s paid off in full every month is debt in the same sense that eating at a typical restaurant puts you in debt.

Don’t get me wrong, unmanageable CC debt is a real thing, but that’s not what we’re talking about.

Here’s January of this year. San Francisco, so pretty moderate weather — typically don’t run heat during the day, and low 60s at night (if at all) during the winter. Large temperature gradient throughout house, typically.

South facing windows gives kitchen and living room a greenhouse effect, particularly in the winter, hence the large daily temperature swings:

We’re expecting a baby. Do people travel with a baby? Is it safe? Is it insane? I think we’re just gonna have to stay put for 3 years or so.

If your baby isn’t super fussy, the transportation difficulty (in our experience) is more in the logistics getting to/from airport, and dealing with other ground transportation. We just flew 5+hrs (coast to coast, US) with a 2mo and a ~3yo, and it was a piece of cake (typing that, I’ve jinxed the return flight…).

We haven’t done international travel with our kids yet, but we will eventually. When I was 2 my family went to Europe — some countries were meh with respect to kids, but Italy (from my folks’ retelling) was fantastic, as there is (or was) a big cultural love for young kids.

YMMV of course, but it’s absolutely doable! Kids — even starting as babies — have personalities, and you’ll get a sense of what’s appropriate with yours. Good luck!

Good point — it is “incrementally free,” although I guess if you count tire wear and tear that’s not even true.

Your local city college may or may not offer free classes (in San Francisco, you just need to show proof that you live in the city with some legal status).

Some public transportation is free for certain groups (youth and folks experiencing homelessness can get free passes here).

“First X of the month” at the zoo/a museum/whatever — lots of venues have free events.

A jog, bike ride, hike — lots of great stuff outside!

Having a CC doesn’t mean you have debt…

“Why the HELL should I have to press 2 for English?”

— bumper sticker I would see on my bike commute back in the day.

The bank doesn’t own the house, they just have a significant lien against it. Maybe a potato potato situation (how are you supposed to spell that phrase 🤔), but it is an important distinction.

Landlords can get pissed if you paint the walls/change appliances/remodel/etc., but so long as the property is properly insured (and you make your loan payments on time) the bank probably isn’t going to bother you.

Landlords can — and do — place restrictions on quiet hours, guest policy, who is allowed to live there, etc. Owning is definitely different.

Fail2ban config can get fairly involved in my experience. I’m probably not doing it the right way, as I wrote a bunch of web server ban rules — anyone trying to access wpadmin gets banned, for instance (I don’t use WordPress, and if I did, it wouldn’t be accessible from my public facing reverse proxy).

I just skimmed my nginx logs and looked for anything funky and put that in a ban rule, basically.

The lack of logic is astounding.

These are the same people who think abstinence only education works. Safe to say they’re a few fries short of a Happy Meal.

I, read this like, William Shatner, in his, role as, captain, Kirk.

A French court has ordered Google, Cloudflare, and Cisco to poison their DNS resolvers…