Frosted mini wheats are mini wheats with makeup on.
Frosted mini wheats are mini wheats with makeup on.
I don’t know how you got that impression but perhaps you’re just interpreting my comments through green-tinted permabull lenses.
For something like a 401k, changing your allocations has no tax events. For the rest, most of your holdings will be long term and will qualify for a mere 15% or lower tax rate: https://www.bankrate.com/investing/long-term-capital-gains-tax/#what-is-the-long-term-capital-gains-tax-rate
I’m not arguing the market never comes back up, but there have been prolonged periods of time where markets do not recover to previous highs. After the great depression, the US stock market took about 30 years to recover to its previous high and continue growing (https://www.macrotrends.net/2324/sp-500-historical-chart-data). Similarly, it took Japan’s stock market 30 years to recover to its previous high (https://www.macrotrends.net/2593/nikkei-225-index-historical-chart-data) and it’s already on its way down.
The stock market does not represent economic reality. There are too many tricks with leverage in many forms, including derivatives, which distort the true value. Too much importance is placed on this glorified casino and for the past few decades, the go-to solution has been to pump money into the system at any sign of trouble. It’s not sustainable to keep feeding this beast for the sake of the ultrawealthy who own the vast majority of it.
A stock market crash does not necessarily mean a run on the banks. There was a run on the banks after the stock market crash of 1929 because banks were over-leveraged with loans used to pump the stock market. That same mistake is being made now, but the difference this time is the government guaranteeing deposits. There are other issues where the government may not be able to fulfill those guarantees, but at that point, is this fragile system worth keeping up? We can’t keep it up forever.
It’s not FUD to point out that infinite growth is not sustainable. On the flipside, the permanent optimism of claiming the line will always go up in the end and not taking into account the amount of time it can take for that to happen is irrational. The key as always is to diversify, but the makeup of that diversification can vary greatly and the stability of the stock market is not guaranteed.
Grains work well for me, but yeah, fats, as long as it’s not too much, generally work out better for me than raw fruits and veggies on an empty stomach.
I wouldn’t want to rely on antacids since taking those regularly can cause problems. I generally eat something like bread or nuts and then I’m all set to take on fruits. Some fruits are better than others, since I can eat bananas on an empty stomach just fine. Either way it’s nothing major, usually mild discomfort if I eat apples on an empty stomach but maybe I’m eating too many or they’re too sour or something.
It only seems to get worse. I wonder what hellish workplace setup they’ll come up with that’ll have us wishing to have open offices again. I’d say that open offices are the worst it can get, but I’ve been surprised by how worse work can get in the past.
I tried playing it but it’s so incoherent (walls becoming paths, dead enemies randomly coming back to life, health pickups that do nothing, etc) that I’m not even sure this counts as a game. Typically a game has rules so that you can set how you play according to those rules. This is just poorly-generated trash, which I guess fits in with the rest of the hot garbage AI we’ve currently got.
That looks good, but fruit on an empty stomach doesn’t generally work well with me.
I’ve definitely seen the endless liquidity and leverage pumped into the system, I just don’t think it’s sustainable.
This is the perfect mantra for getting scammed. It’ll always go back up, guaranteed! Just keep putting money in, you only lose if you take money out! Yes, it has worked so far, but past performance does not guarantee future results.
You mean like how democrats love to claim their hands are tied on any issue that benefits the common person? Pointing out that electoralism hasn’t worked isn’t defeatism, it’s recognizing reality.
What a chilly reception.
Oof, right in the soybeans! I could’ve sworn China already switched away from American soybeans during the trade war of trump’s first term.
We’ve hit 2024 levels so far. Let’s see if we can go even lower.
israel targets journalists because israel considers the truth an enemy.
What about a flying machine?
It doesn’t make sense to use automobiles. Imagine having to build out paved roads everywhere and also set up stations along these roads to refuel. Just completely impractical.
Noooooo!!! You can’t just force us to use a Microsoft account!!! You have to allow us to use the bypasserino!!! Noooooooo!!!
It’s still important to point out and put on the public record.