• MajesticElevator@lemmy.zip
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    3 days ago

    This ^

    Most vendors do frequently sell or convert to stablecoins to avoid this problem, and in times of uncertainty, they often charge more to cover the eventual losses

    • Honytawk@feddit.nl
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      2 days ago

      What is the point of using them if you are expected to switch them to an actual real fiat just to keep your value?

      • MajesticElevator@lemmy.zip
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        2 days ago

        Well, you said it: using crypto.

        I believe you don’t hold massive stacks of cash under your bed, though you might occasionally withdraw cash.

        I also believe you don’t keep all your money on your normal bank account. You invest some, as investing is better in some situations.

        Well, for crypto it’s the same. Sometimes it’s better to pay in crypto, like in situations where you don’t want to be tracked because you’re privacy concious, or maybe because you don’t trust or hate banks, or because you like the technology and want to see it develop, or because of international payment/transfer fees, or because your economy is overinflated (like in poorer countries)…

        You can also decide to take the potential risks and hold the crypto, or just swap to a stablecoin. Stores prefer switching to fiat to simplify their legal declarations, have clear incomes and expenses. They just accept crypto because customers want to pay with it.