Crazy thing, but my credit card info was recently stolen and after closing it, making compensation claims for my bank and filing a offence report to the police I contacted the three different online store the card was used with.
The only one that responded was a key seller and they even refunded me the money.
I was quite surprised as well, when my card was stolen I called discover and they just charged back the transactions, granted they said it would be reinstated if their internal investigation proved to be a fake claim but, they got insurance from the feds for stuff like that, so they don’t need to care too much.
I was really surprised to read a while back that in the UK, for instance, the account holder is responsible if their bank card gets fraudulent charges from hacking, skimming, etc.
Crazy thing, but my credit card info was recently stolen and after closing it, making compensation claims for my bank and filing a offence report to the police I contacted the three different online store the card was used with.
The only one that responded was a key seller and they even refunded me the money.
Jeez, which country is this that you need to do this much work to deal with credit card fraud?
I was quite surprised as well, when my card was stolen I called discover and they just charged back the transactions, granted they said it would be reinstated if their internal investigation proved to be a fake claim but, they got insurance from the feds for stuff like that, so they don’t need to care too much.
I was really surprised to read a while back that in the UK, for instance, the account holder is responsible if their bank card gets fraudulent charges from hacking, skimming, etc.
Maybe they’re workinh in such a grey area that they want to avoid all possible legal trouble?